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Should You Accept The Insurance Company’s Settlement Offer?

After an accident, many people wonder if they should accept the insurance company's settlement offer. The answer? No. Not until you've contacted a lawyer.

As soon as your accident has been reported to the insurance company, claims adjusters will start calling with settlement offers. They would love nothing more than to get you to agree to a settlement offer on the spot, without talking to an attorney. This is a mistake.

Remember: The insurance company — even your own insurance company — is not on your side. It only cares about its bottom line. Claims adjusters are tasked with one goal: to resolve your case with as little cost to the insurance company as possible.

At Gerling Law, we will straighten the insurance company out. Our lawyers are highly skilled in personal injury law. We know what you case is worth, and we won't let you be taken advantage of. We are on your side — not theirs — and we will fight to get you the compensation you deserve.

Know These Things Before You Settling

If your injury is minor or serious. It can take months for a serious injury to expose itself. Make sure you are seeing a doctor, having all necessary tests and following up with specialists.

If your injury will impact your ability to work. Will you be able to return to your job? Will you need reduced hours? Will you have to find a different job that requires less manual labor? Will your ability to earn money be reduced?

If you will need ongoing medical care. Some injuries require repeated surgeries and ongoing physical therapy — things that cost money. Make sure you understand your long-term medical costs.

If you will suffer from pain. Physical pain can linger for months or years after an injury. Your physical health is worth a lot — even if the insurance company doesn't agree.

Your claims adjuster doesn't know these things. And even if you've provided them with this information, they will still try to discount your claim in an attempt to get you to agree to a low-ball settlement offer.

Some people have a hard time getting ahold of their claims adjuster. This is a tactic used by the insurance company to try to put you off. If the insurance company is trying to ignore you, we will make sure that tactic costs them more.

Contact Us BEFORE You Sign

No one messes with the Gerling Law firm — not even insurance companies. Put experience on your side. Contact Gerling Law today. Call 812-266-9051 for a free consultation. You won't pay us until we've recovered compensation for you. Our offices are located in Evansville, Indianapolis, Louisville, and Owensboro. Remember, Go with Experience. Go with Gerling.