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Social Security Disability Benefits

The Social Security Administration (SSA) provides two types of benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

SSI benefits are available to low-income people who have not earned enough income to qualify for SSDI, and to children. The monthly payments are based on income and resources, and are capped at an amount determined by the SSA.

SSDI is available to people who have earned enough work credits — by working and paying into the Social Security system. The amount a disabled person receives under this program is based on their previous earnings, and differs from person to person.

Can I Work While Receiving Disability Benefits?

Yes. You can work and still receive SSI or SSDI; however, there is a cap on how much you earn each month. If you earn over a certain threshold, you will no longer qualify for disability benefits.

Medical Benefits Provided By The SSA

The SSA does not offer special medical benefits to disabled workers. However, individuals who qualify for disability benefits also qualify for Medicare. There are two parts to the Medicare system. Part A provides hospital insurance — this is free to disability recipients. Part B provides medical insurance. Disability recipients can pay for this insurance through monthly premiums. However, there is a 24-month waiting period to qualify for Medicare. The clock starts ticking the first month that an individual is eligible to receive disability benefits. This does not mean that you must actually receive the benefits. It is the time that you qualified for them. SSA will look back in time to determine the date that you became eligible and use that for Medicare purposes.

To Learn More About SSD Benefits, Contact Gerling Law

Applying for SSD benefits can be challenging. Having experienced attorneys on your side will help speed up the process and ensure you don't get caught up in the red tape of the SSA system. For help, contact our lawyers at 812-266-9051. We have offices in Evansville, Indianapolis, Louisville, and Owensboro. Remember, Go with Experience. Go with Gerling.