You've heard the statistic: up to 70% of all Social Security Disability applications are denied the first time around. At first glance, it seems unfair. Doesn't Social Security Disability exist to help people who can't work because of an injury or illness? Don't Social Security taxes come out of your paycheck every pay period? How can the Social Security Administration do this to a hardworking American?
Putting a loved one in a nursing home for long-term or end-of-life care is a heart wrenching decision even under the best of circumstances.You want to make sure your loved one receives the best care possible, and yet you don't know, exactly, what to expect. Your choice of facility may be limited by insurance requirements or financial concerns, or you may not be able to keep as close an eye on things as you would like. Even though you want to trust that the facility you choose will provide the best, most attentive care at all times, the fact is that some nursing homes fall short of expectations. How do you recognize the signs of negligence in a nursing home?
Imagine a physical illness so debilitating that you're unable to sleep, suffer extreme mood swings, and feel pain and tenderness throughout your body. Would you be able to work in such a condition?
You may have heard that getting Social Security Disability Insurance (SSDI) is a hard road to travel, if not practically impossible. The SSDI process can take anywhere from30 days to two years for benefits from an initial claim to be approved, and along the way there will be denials and appeals. It seems unfair - you're hurt, or you've developed a mental or emotional condition that renders you unable to work, and yet you're being denied benefits from a system that you've paid into all your working life. But more than two-thirds of people applying for benefits have their initial application denied. It takes perseverance to see this process all the way through, and many people give up on the process too easily. After all, when you're hurt, you just don't have the energy needed for this lengthy procedure. And yet, being denied benefits can negatively impact your family - if you're unable to work, you could lose your home, become mired in deep debt, and be unable to fully enjoy life.