| Read Time: 2 minutes | social security disability

The Benefits of Benefits

You may be aware of the struggle some folks face when it comes to obtaining social security disability benefits. If you have ever considered applying because you qualify, but have wondered if it is worth it, here is your sign: it is! Social Security disability benefits could be the only thing standing in the way of your and your loved ones living comfortably. Stability in Finances A serious concern for most people is household finances. The average American household spends over $1,500 a month on necessary items, such as bills or groceries. Unfortunately, if you are disabled, one of your main worries is how you are going to pay for these things. However, by applying for SSI or SSDI, you start the process of possibly overcoming that financial concern. On average, monthly payments can range from $700 to $1700. This payment replaces what would be income from a steady job. Insurance Coverage Maybe this is something you would consider with your finances. However, once you are approved for social security, you no longer need to worry about medical coverage. So, depending on the type of benefits you apply for, SSI or SSDI, your medical costs will be low or reduced. We understand that with a disability comes what seems like an endless amount of doctors appointments. As a result, it doesn’t take long for those bills to start adding up. So, if this is something you might be worried about, it would be beneficial for you to apply for social security disability. However, don’t expect to be approved right away. As mentioned above, sometimes the process can seem tedious. But, it is worth it in the end if you receive an approval. Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence and social security disability. Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals or large corporations and that we fight against powerful companies for our clients. If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

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| Read Time: 2 minutes | car accidents

A settlement or collection… which is better?

Anyone who has been in a minor car collision in Indiana probably knows the drill. The crash happens. You and the others involved exchange essential data. Insurance company name and policy number, vehicle registration material, and personal contact information. However, sometimes conditions warrant police to the scene. In most cases a settlement becomes a matter of negotiation with the insurance companies. After investigating, adjusters could conclude you share fault for the crash. This means the settlement offer could be less than what it will take to fully compensate you. Even for the total damage to your vehicle. If you were injured in the crash, you could be blamed for shared fault. It’s important to consult a skilled attorney to be sure that you understand your rights and how to exercise them. Having an Attorney Can Make a Difference In the event of a dispute over fault, a skilled attorney can advocate for you from beginning to end. In addition to being able to marshal resources for accident investigation and reconstruction, the attorney has depth of experience in framing matters in the context of any possible medical care or long-term financial needs that you might face to obtain optimal results with insurers. After an appropriate settlement is agreed upon, if the insurer or other driver fails to deliver, civil action might be called for. And once again, having an attorney at your side will be crucial. You will want to be sure that you bring your case within the two-year statute of limitations set by state law in most cases. If the at-fault party is the state or local government, the window for action is restricted to just 270 or 180 days, respectively. Should it happen that you win your case and obtain a court order for compensation, you still must collect. And if the defendant still refuses to pay, further legal action might be required. This could include garnishing wages or funds in bank accounts. And again, an attorney can help.

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| Read Time: 2 minutes | Disability Law

DENIED: Overcoming the Challenges of SSDI

Did you know that most people find getting Social Security Disability Insurance (SSDI) to be quite the challenge? Well, it’s no secret to our legal team, because we handle SSDI cases everyday. Unfortunately, the Social Security Administration (SSA) denies almost everyone the first time they apply. So, don’t feel too disheartened if the SSA sends back your first claim “denied.” How to avoid SSDI “denial” First, your disability must be on the SSA’s list of disabilities. Next, you must provide the right medical documents. In addition, you must prove financial need. Importantly, you must fill out every field of your application accurately. Truly, even the smallest mistake can cause a denied claim. For example, the SSA denies around 70 percent of all first-time SSDI applications. Also, the SSA denies most people for reasons unrelated to whether they are truly disabled or not. In other words, common reasons why the SSA denies people boils down to improperly completed forms or failing to provide necessary records. How Attorneys Help Obviously, to avoid these problems, you should turn to an attorneys with experience and dedication to getting the job done right. What will a Gerling Law SSDI attorney do? First, we present your disability in terms that comply with qualifying disabilities. Second, we ensure that your income meets SSDI requirements. Third, we put your application together properly and review it to avoid errors. As a result, when you work with a skilled attorney from the outset, you can improve the chances that you will be among the 30 percent that get approval on the first try. That being said, if SSA has already denied your claim, getting an attorney’s help can help you handle the complicated appeals process. Furthermore, it increases your chances of finally getting the disability benefits you deserve. If you need an SSDI attorney, Gerling Law is here to help. Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence and social security disability. In addition, Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals or large corporations and that we fight against powerful companies for our clients. If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

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| Read Time: 2 minutes | Social Security Law

Benefits Denial: When Social Security says "no"

At Gerling Law, we know first-hand how stressful it can be to apply for social security benefits. In addition to being unable to work, most individuals also have anxiety that stems from the possibility of social security benefits denial. What does this mean, exactly? Simply put, some people are denied their benefits. However, learning why can be beneficial to you and your family. About Social Security Benefits Denial According to the Center on Budget and Policy Priorities, social security benefits are based on the earnings on which you pay Social Security payroll taxes. More so, the higher amount you pay, the higher your earnings. However, facts and figures can become extremely confusing. If you are concerned that the SSA might deny your social security benefits, then educating yourself on common reasons as to why other cases of social security benefits denial happen may help. For example, earning too much money can harm you. Notably, you may find your social security benefits being denied if you are working above the limit that is considered “substantial gainful activity.” Or, you are earning too much money to be considered “disabled.” As a result, if these are true when you apply, you will not qualify. Other reasons for denial may include the following: the disability won’t last long enough or isn’t severe enough the individual is being unreasonable or refuses to cooperate the disability occurred due to a drug or alcohol abuse problem you have been convicted of a crime. Social Security Benefits Denial—Getting Help So, if you have experienced social security benefits denial that you believe is unfair or unjust, you could benefit from having an attorney on your side. As stated above, we understand how hard this time can be for you and your family. Furthermore, we have experience with these types of cases. Don’t face the challenging journey alone. Leave the legal process to the professionals. Receiving a “no” from Social Security isn’t the end of the road, so don’t lose hope. Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence and social security disability. In addition, Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals or large corporations and that we fight against powerful companies for our clients. If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

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| Read Time: 2 minutes | Social Security Law

You Need a Social Security Benefits Attorney

Applying for and obtaining social security benefits in Indiana can be challenging. The best course of action is to start by getting help from an Indianapolis social security benefits attorney from Gerling Law. We can start the application process making sure that nothing is missed. Also, we can ensure that you are on the right track to approval. We know what it takes to get the application to pass. You have a better chance than you might by doing so on your own. One of our expert attorneys will make sure that you are not missing any information and that the information is what is being asked for and that it fits the criteria. What are the benefits? Before you get started with your social security application, you should reach out to a social security benefits attorney. Why? You will receive information on how WE can help YOU. Make sure that you are ready with information that is needed and be prepared to answer some questions. This is going to help the process go more smoothly. The professional can look at the application and your situation, and be sure that you are ready to file before the application goes in. Taking the time to meet with one of our lawyers will also give you peace of mind knowing that there is a great deal that is being taken care of for you There is no reason why you need to continue struggling with legal issues related to social security benefits. There are attorneys out there trained in these exact legal solutions. If you’re struggling with a legal issue pertaining to social security benefits, it may benefit you to speak to an attorney from Gerling Law that specializes in this field. Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence and social security disability. Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals or large corporations and that we fight against powerful companies for our clients. If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

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| Read Time: 2 minutes | Social Security Law

Are You Applying for Social Security Disability?

Are you contemplating applying for social security disability? There is a myriad of conditions that could potentially qualify you for disability, including the following: back conditions, speech issues, vision or hearing loss, asthma, and more. At Gerling Law, we are here to help assist you with the process. After all, you have been through a lot, and this entire process should go as smoothly as possible. The last thing you need right now is another complication or challenge. About Applying for Social Security Disability According to the Social Security Administration, to receive disability benefits, an individual must meet the definition of disability under the Social Security Act. It is imperative to note that applying for social security disability can seem like a job itself. The process can be tedious and challenging. However, completing each step correctly is necessary for anyone wanting to get their benefits approved. If any mistake is made, the benefits can (and most likely will) be denied, resulting in a lengthy appeal’s process. Further, having detailed, completed, and proper paperwork can and will only assist in the approval of your benefits. Before you begin the process of applying for social security disability, you should educate yourself on it, becoming fully familiar with what to expect. Preparation is key! It is also important to be honest and thorough on your application. You can also save yourself a lot of time and energy by knowing what is considered a “disability.” For example, if the disability occurred from a drug or alcohol-related accident, then the claim will be denied. Get Help Applying for Social Security Disability Do you need help applying for social security disability? Remember, this process can be challenging, and it is vital to get it right the first time around. Therefore, consider speaking to the professional attorneys at Gerling Law. If you are in Evansville, Indianapolis, Louisville, or Owensboro, we can help you with your needs.

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