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You may be aware of the struggle some folks face when it comes to obtaining social security disability benefits. If you have ever considered applying because you qualify, but have wondered if it is worth it, here is your sign: it is! Social Security disability benefits could be the only thing standing in the way of your and your loved ones living comfortably.

green approved circle, benefits

Stability in Finances

A serious concern for most people is household finances. The average American household spends over $1,500 a month on necessary items, such as bills or groceries. Unfortunately, if you are disabled, one of your main worries is how you are going to pay for these things.

However, by applying for SSI or SSDI, you start the process of possibly overcoming that financial concern. On average, monthly payments can range from $700 to $1700. This payment replaces what would be income from a steady job.

Insurance Coverage

Maybe this is something you would consider with your finances. However, once you are approved for social security, you no longer need to worry about medical coverage. So, depending on the type of benefits you apply for, SSI or SSDI, your medical costs will be low or reduced.

We understand that with a disability comes what seems like an endless amount of doctors appointments. As a result, it doesn’t take long for those bills to start adding up. So, if this is something you might be worried about, it would be beneficial for you to apply for social security disability. However, don’t expect to be approved right away. As mentioned above, sometimes the process can seem tedious. But, it is worth it in the end if you receive an approval.


Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence and social security disability. Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals or large corporations and that we fight against powerful companies for our clients.

If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

Author Photo

Gayle Gerling Pettinga

Born and raised in Evansville, Gayle is a respected, experienced lawyer and a valued community leader. She graduated near the top of her class at Indiana University’s prestigious Maurer School of Law. She’s practiced law with one of the largest firms in Indianapolis as well as one of the largest pharmaceutical companies in the world. And that means she knows how big law firms and big companies think and how they operate – and she will put that knowledge to work for you.

Gayle has received numerous awards and honors including Martindale-Hubbell — Peer Review Rated: AV®, American Institute of Personal Injury Attorneys 10 Best Attorneys in Indiana for Exceptional and Outstanding Client Service, and YWCA Evansville 100 Years, 100 Women Honoree, 2011.

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