| Read Time: 3 minutes | Car Accident

Safe Driving Tips You Need to Know

If you’ve got a license and are out on the road regularly you have probably broken some traffic laws subconsciously. Have you ever rolled through a stop sign because no one else was around? Or speed even five miles over the limit? Ever checked your phone or sent out a quick text while at the wheel? These are only a few of the many causes of car accidents in the U.S. Small road violations can lead to big accidents, even if you think no one else is around. Safe driving is important even when no one else is looking or the violation may seem small. Here are some eye-opening statistics regarding vehicle accidents in the United States: 40,000 accidents result in death each year 90 deaths per day Accidents resulting in permanent injuries reaches 2 million a year Fatal injury accidents happen more on the weekends 1,600 kids under the age of 15 die every year in some sort of vehicle accident These high numbers mean that you could be a part of these statistics. We share this information not to scare you, but to help protect you and your loved ones. Safe Driving Tips We’ll start with the obvious – wear your seat belt! The National Highway Traffic Safety Administration says that 15,000 lives were saved in 2017 because drivers and passengers made the smart decision to click their seat belt. Everyone should know that if you are using your phone behind the wheel, you’re not driving safely. In most states, it is illegal to even be on your phone while behind the wheel of a vehicle. Of all the accidents that occur each day, the National Safety Council reports that 1 in every 4 accidents is caused by a driver distracted by his or her cell phone. Another important safe driving tip – never get behind the wheel when you have been drinking or may be under the influence of any kind of drugs or alcohol. This is also important for those times when you may be on a new medicine. Age Can Be a Factor Another important thing to note is that people between the ages of 16 and 19 are at a much higher risk of being in an accident than those who are older. About 8,000 young people are killed in auto accidents between the ages of 16 and 20. One of the most terrifying moments in a parent’s life, but exciting for most teens, is the day they get their license and are finally able to hit the open road without a parent or guardian in the front seat next to them. This is why it is extremely important to go over road safety if you have a teen receiving their license. Tell your kids to wear their seat belt, put their phones down, and never, ever get behind the wheel if they have consumed any amount of alcohol or drugs, even if they think they are “okay to drive.” Hopefully, they will pass along the lessons they learn to their friends, too. Next time you get behind the wheel, remember these statistics and remind yourself that safe driving takes priority over speed and convenience. If you have been involved in an auto accident, Gerling is here to help. Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois, and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence, and social security disability. Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals, or large corporations and that we fight against powerful companies for our clients. If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

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| Read Time: 2 minutes | Car Accident

Distracted Driving vs. You: Now what?

Distracted driving. Your mind might automatically jump to texting and driving, a big issue we face today. However, distracted driving can include anything that takes your attention off the road. Eating or putting on makeup. Looking for something in a bag or changing the radio station. Using a GPS. As a result of these actions, many people have lost theirs lives, or taken the lives of others. So, what do you do if you’ve been the victim of a distracted driver? Maybe you are walking across the street and a distracted driver doesn’t stop in time. You could be rear ended for the same reason. No matter what happens, it is important you take action right away. What to do after the accident Of course, the first thing you need to do is make sure you are okay. If you are able to, check on others as well. Then, immediately call 9-1-1. Even if it doesn’t seem like anyone is extremely hurt, it is important to get a police officer out to the scene. Insurance companies will want an official police report. If someone is hurt, do your best to assist them and keep them out of the way of more harm. It is also imperative you exchange information with anyone involved in the accident, such as another driver or victim. You will want their name and phone number, and a picture of their insurance cards. When you have done this, next take lots of pictures of the accident scene. This can be important no matter what. Having photos of the scene will better help police, attorneys, and insurers understand what happened and why. For example, if you are a pedestrian crossing the street because you have the right away and a car hits you, take a picture of the intersection. Make sure the photos are clear and you have lots of angles. Following this advice could be imperative to helping your attorney in your personal injury case. Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence and social security disability. Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals or large corporations and that we fight against powerful companies for our clients. If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

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| Read Time: 2 minutes | Car Accident

Semi-Truck Safety – Avoiding a Huge Accident

When you’re on the road driving, safety should be your #1 concern. However, when you’re in a hurry and you get stuck behind a semi-truck, it can sometimes be inconvenient. Despite this inconvenience, it is important to follow semi-truck safety when behind the wheel. You might think that safety with semi-trucks is solely the responsibility of the truck driver. However, that is inaccurate. As a driver, it is your duty to practice safe driving when operating a vehicle. This includes being in control of possible road rage when near a semi on the road. In 2018, 67% of those who died in an accident involving a semi-truck were passengers of another vehicle. This is mostly because an 18-wheeler is obviously a lot larger than the average family vehicle. How can you practice semi-truck safety? There are many things you can do on the road to protect you and your loved ones. When it comes to pulling around semi-trucks, make sure you have plenty of space behind you before merging in front of a semi-truck. On average, it will take a semi-truck 40% longer to stop than it would a car. If weather conditions are bad, it can be up to a quarter mile. Also ensure you are putting plenty of distance in between you and the back of a semi. If the truck suddenly stops, you may not be prepared and could rear end it. Or, the person behind you could push you into the truck. The more space between you and the semi, the better. Following these tips can help protect you and the truck drivers as well. You can better your chances of avoiding a bad accident with a semi by simply being more aware of the distance and space between you and a semi-truck. Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence and social security disability. Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals or large corporations and that we fight against powerful companies for our clients. If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

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| Read Time: 2 minutes | Car Accident

A police report could be vital to your case

A fender bender. A side swipe in the parking lot. Even the smallest of vehicular accidents require a police report. Why? This could be a vital piece of evidence in your personal injury case. Even if you think you just have a small concussion from a fender bender, you need to call 9-1-1. Police reports are actually extremely important when it comes to a personal injury case. There are multiple reasons for this. First, an official police report will document exactly what happened for every party involved. This means that no one can report to their insurance company a false story. However, if the same report is submitted to everyone, no lies can be spread. Secondly, the report will give insurance companies a more realistic picture of the accident scene and what happened. This will help prove who is at fault for the accident. Police presence helps YOU Police are also well-trained in accident situations. As a result, they can do a lot for you if you are in an accident. The police will find and question any witnesses, which allows you to focus on your own injuries and seeking medical attention. The police will most likely be able to figure out who is at fault, too. And, if it is not you, this is good news. Police reports will help you avoid any kind of scam or losing more money than you already have. If you find yourself injured because of an accident, it is imperative you seek out the police to file a report. This will be extremely helpful for your attorney in your case. Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence and social security disability. Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals or large corporations and that we fight against powerful companies for our clients. If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

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| Read Time: 2 minutes | Car Accident

Car seat safety – there's an 85% chance you're doing it wrong

Ensuring protection for yourself while operating a vehicle is usually a top priority – buckle your seat belt, look before merging, etc. But what about the others in the car with you, like children? Each state has very specific laws about car seat safety in regards to children. Let’s take a look to better protect the little ones you love. Indiana It is encouraged to keep an infant rear-facing for as long as possible. Legally, those under a year old and less than 20 pounds have to be rear-facing. Once your baby reaches a year old and 20 lbs. you may opt for a front-facing seat using an internal harness. Harness straps should be secure and snug at the armpit level. Indiana State Police suggest keeping your child in a front-facing seat with harness until they reach 40 lbs. Then, your young one can graduate to a booster seat until the age of eight, as long as they meet certain weight requirements. Kentucky In Kentucky, car seat safety laws are similar to Indiana. Infants must remain in a rear-facing seat until the age of one or upon reaching the weight of 20 lbs. When your child reaches 40 lbs. or the age of 4, they may move up to a booster seat. Once they turn 8, or becomes over the height of 57 inches, they may get rid of the booster seat and only use a seat belt. It is important to enforce seat belt safety with your children. It can be the difference between life or death. Illinois In Illinois, infants and toddlers under the age of 2 must be secured into a rear-facing car seat. However, if they are 40 lbs. and 40 inches they may advance to a front-facing seat with a harness. Once the height and weight requirements for the manufacturer is met, children may move on to a booster seat. Booster seats in Illinois are recommended for children ages 7-12. You might be thinking 12 seems a little too old, but this suggestion is due to the fact that some 12-year-olds might not have grown enough to safely fit into an adult seat belt. Following these car seat safety laws can be vital to the safety of your children or other little loved ones you may be transporting. While you may be a safe driver, that can’t be said for everyone on the road. Taking these laws seriously and ensuring the protection of young children is extremely important. Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence and social security disability. Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals or large corporations and that we fight against powerful companies for our clients. If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

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| Read Time: 2 minutes | Car Accident

Statutes of Limitations: How to beat the clock

You may have heard the term SOL or statutes of limitations. More importantly, if you haven’t, you could be literally SOL. Why? Because the statutes of limitation set a time limit for filing lawsuits. In other words, if your case isn’t filed by the SOL deadline, it can never be filed at all. Statutes of limitations are different for every state Time limits are different for every state Did you know that every state sets its own time limits for personal injury claims stemming from a vehicle collision? For instance, in communities like Evansville, Henderson, and Owensboro that are close to state borders, it’s important to know the statutes of limitations for Indiana and Kentucky, because you could be in an accident in either state. So, you need to arm yourself with the right information. When the statutes of limitations clock starts ticking Time limits for filing a personal injury suit depends on two factors. First, what kind of accident you were in. And, second, what state the accident happened in. In Indiana, the statute of limitation for bringing a personal injury suit for a car accident is two years. But to bring a fraud suit, Indiana gives you six years. Unlike Indiana, Kentucky only gives you one year for personal injury in a car accident, but five years for fraud. However, the proverbial clock starts ticking at the same time for both states: on the date that you had the accident. Additionally, there is a limit to how long you have to collect a favorable judgment. It is 20 years for Indiana. While Kentucky’s is just 15 years. By calling an experienced injury attorney right after your accident, you can know what your time limit is In conclusion, if you’ve been injured in a car or other kind of accident, you need to take action before the statutes of limitations run. Let an experienced injury attorney help you avoid making the costly mistake of missing your statutes of limitations. Gerling Law is a leading personal injury law firm dedicated to providing aggressive legal representation to individuals and their families.  With over 50 years of experience, Gerling Law has helped thousands of people in Indiana, Illinois and Kentucky recover hundreds of thousands of dollars in a wide variety of personal injury and consumer protection cases, including trucking accidents, wrongful death, medical malpractice, nursing home negligence and social security disability. Gerling Law takes pride in the fact that we have never represented insurance companies, hospitals or large corporations and that we fight against powerful companies for our clients. If you need an experienced, dedicated personal injury lawyer, Gerling Law is here to help.  You can always reach us at 888-GERLING (888-437-5464) or through our website at www.gerlinglaw.com.

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| Read Time: 2 minutes | Car Accident

Vicarious Liability and how it effects YOU

Your car is, well, yours. You’re going to be behind the steering wheel nearly every single time that vehicle goes out on the road. However, there will be moments when someone else is driving your car. Perhaps your teenage son or daughter needs to take the car somewhere with their friends. Or maybe a friend or employee needs to take your car out for an important purpose. How does this relate to “vicarious liability” and you? Most of the time, this won’t be a problem. Your friend, family member, or associate will take the car out and return it without issue. However, there are people that loan their car out to their close confidants. Then, they later find out shortly after they have left with their vehicle that they got into an accident. Vicarious liability means that you could still be partly liable for the accident even if you weren’t even in the car when the accident happened. Parents can be held liable if their children cause an accident under the “Family Car Doctrine,” or if the friend that you give the car to is known to be a risky or dangerous driver, you could be held liable for any accident they cause under vicarious liability. These are tricky situations, and if you are being held responsible for an accident under vicarious liability, be sure to take it seriously. Also, make sure if you’re loaning your car out that it is to someone responsible and safe.

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| Read Time: 2 minutes | Car Accident

A settlement or collection… which is better?

Anyone who has been in a minor car collision in Indiana probably knows the drill. The crash happens. You and the others involved exchange essential data. Insurance company name and policy number, vehicle registration material, and personal contact information. However, sometimes conditions warrant police to the scene. In most cases, a settlement becomes a matter of negotiation with the insurance companies. After investigating, adjusters could conclude you share fault for the crash. This means the settlement offer could be less than what it will take to fully compensate you. Even for the total damage to your vehicle. If you were injured in the crash, you could be blamed for shared fault. It’s important to consult a skilled attorney to be sure that you understand your rights and how to exercise them. Having an Attorney Can Make a Difference In the event of a dispute over fault, a skilled attorney can advocate for you from beginning to end. In addition to being able to marshal resources for accident investigation and reconstruction, the attorney has a depth of experience in framing matters in the context of any possible medical care or long-term financial needs that you might face to obtain optimal results with insurers. After an appropriate settlement is agreed upon, if the insurer or other driver fails to deliver, civil action might be called for. Once again, having an attorney at your side will be crucial. You will want to be sure that you bring your case within the two-year statute of limitations set by state law in most cases. If the at-fault party is the state or local government, the window for action is restricted to just 270 or 180 days, respectively. Should it happen that you win your case and obtain a court order for compensation, you still must collect. And if the defendant still refuses to pay, a further legal action might be required. This could include garnishing wages or funds in bank accounts. And again, an attorney can help.

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| Read Time: 2 minutes | Car Accident

An Evansville Fatal Accident Attorney Can Get You the Compensation You Deserve

If a family member has been killed in an accident and they were not at fault, you and your family deserve compensation to help you continue living your life. While seeking damages with the help of an Evansville fatal accident attorney from Gerling Law may not be the first thing you think of, there are real reasons why you should seek compensation. Your family deserves to live financially as they would have before your loved one passed away. They also need the help that a qualified attorney can provide to you, and you deserve to start to rebuild your life and future. Learning from Your Meeting with an Evansville Fatal Accident Attorney One of our Evansville fatal accident attorneys will provide you with information about the process of seeking compensation. They will want to go over the details and will ask you to provide the information that you can about the situation. The attorney may need you to sign a document authorizing the release of records from your medical team, the insurance company, and others involved. This will relieve you of having to have direct contact with some of the other individuals involved. Our attorney will not be able to guarantee the outcome, but he or she will be able to give you some idea of what to expect throughout the process. Take the First Step to Getting Help with an Evansville Fatal Accident Attorney The first thing to do if you are seeking help is to contact an Evansville fatal accident attorney from our Indiana law firm for a consultation. This will help you to learn more about the help that they can provide and allow you to ask questions that you might have. The meeting will give the attorney an understanding of what has happened and where to start. Be sure that you give them all the information that you can so that he or she can give you realistic feedback on the case. Call Gerling Law at 888-437-5464 today to schedule a consultation and to get started toward getting what you deserve.

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| Read Time: 2 minutes | Car Accident

Need an Auto Accident Attorney?

Unfortunately, auto accidents happen every single day. And while you may think you can handle the situation on your own, you could benefit from contacting an auto accident attorney. At Gerling Law, we have years of experience helping individuals who are just like you: those who have been injured in a car crash. If you or someone you know has been involved in an auto accident, let the professionals assist you. After all, you’ve been through enough, and your sole focus now should be set on healing. About Auto Accidents According to the Association for Safe International Road Travel, more than 2.35 million individuals are injured or disabled each year throughout the United States due to auto accidents. There are several types of auto accidents, such as the following: rear-end collisions, side-impact collisions, sideswipes, head-on collisions, vehicle rollovers, and more. Further, these accidents can lead to a myriad of injuries. Of course, the nature of the accident will determine the severity of the injury. Common injuries sustained in auto accidents include head and back injuries, neck and chest injuries, brain injuries, broken bones, whiplash, spinal cord injuries, and more. After an Auto Accident Following an auto accident, the most important thing to do is verify your safety, as well as the safety of all other passengers. If your vehicle is in the middle of the road and in potential danger of getting hit again, move it off to the side. Then, call the police, as getting a professional report is imperative. Exchange information with the driver of the other car, never admit fault for the accident, and if you can, take pictures of both vehicles and the surrounding area. Next, get checked out by a doctor, even if you don’t have any symptoms or ailments. It is possible to have internal injuries or even a concussion, but not be aware of it. Finally, contact an auto accident attorney to help you with the process moving forward. Better yet, if you are in Evansville, Indianapolis, Louisville, or Owensboro, then contact Gerling Law today.

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