Being unable to work because of a disability can be difficult to accept and a can be a challenging period in a disabled individualโs life. While Social Security disability benefits can be helpful, the application process may seem complex. Disabled individuals should not, however, be intimidated by the SSD application process and should understand that being familiar with the process can be helpful.
The majority of initial claims for disability are denied but there is a multi-layered appeals process. Certain information is required as part of the initial application for SSD benefits. Medical records and a diagnosis from a doctor are required, as well as verification of the disabled individualโs inability to work. Depending on the circumstances, additional documents and information may be needed including a birth certificate or proof of birth; W-2 forms or self-employment tax forms; naturalization papers; or military discharge papers.
Even if the applicantโs impairment is on the Social Security Administrationโs list of disabilities, an application for disability benefits may still be denied. Among initial applications, 70 percent are denied. If the application is denied, the SSA provides an extensive appeals process. The first level of appeal is a reconsideration request, which the applicant has 60 days to request. The reconsideration entails a review of the applicantโs entire claim by a reviewer other than the initial reviewer. The next step in the appeals process is a hearing before an administrative law judge followed by an appeal to the Appeals Council, which can be made in writing within 60 days of the denial by the administrative law judge.
Because the process of applying for Social Security disability can be long and complicated, it is important to be familiar with how to qualify and what the process entails. It can also be helpful to have trained guidance along the way.
Understanding the Social Security disability application process
By: by: Gayle Gerling Pettinga
Born and raised in Evansville, Gayle is a respected, experienced lawyer and a valued community leader. She graduated near the top of her class at Indiana Universityโs prestigious Maurer School of Law. Sheโs practiced law with one of the largest firms in Indianapolis as well as one of the largest pharmaceutical companies in the world. And that means she knows how big law firms and big companies think and how they operate โ and she will put that knowledge to work for you.
Gayle has received numerous awards and honors including Martindale-Hubbell โ Peer Review Rated: AVยฎ, American Institute of Personal Injury Attorneys 10 Best Attorneys in Indiana for Exceptional and Outstanding Client Service, and YWCA Evansville 100 Years, 100 Women Honoree, 2011.